We were a happy to be DINK couple - Double Income No Kids. Until one day, when my husband, the member with the larger income, chose to give up his job and go in for full time studies.
While his challenge lay in being a student after a long break, mine was running the family on single income.
We estimated we could barely manage and let him pursue his heart.
A beep on my mobile phone changed all our calculations. It was a sms informing me that a cheque has bounced. Unable to recognize the transaction, I enquired with by bank and was informed that I would have to pay EMIs for my housing loan from that month.
"Wait a minute!", my brain screamed, "But they were not supposed to start now! I've just come down on single income and you want me to pay half my salary for instalments? That too, above rent?"
It was a sticky situation - how to manage? Life had thrown a bouncer at me, waiting for me to live up to the challenge.
How I survived those two years is a long story - cutting down on recreation, optimizing on resources. It was tough, very tough. But after the initial phase, I realized that I was relishing the challenge - it was a learning experience. The fighter in oneself is rejuvinated and you can take on any challenge.
Thankfully, we are back to our professional versions. And now we look back on those days of hardship for inspiration, sharing our experience, and feeling awesome about it.